Compound Interest Calculator
Estimate how an investment grows with compound interest, recurring deposits, and time.
About compound interest
Compound interest means returns are added to the balance, and future returns are earned on both your original money and previous returns. Over long periods, time and consistent deposits can matter more than the starting amount.
Frequently asked questions
Is this investment advice?
No. This calculator is for planning and education. Real investments can go up or down, and actual returns are not guaranteed.
What return should I enter?
Use a conservative long-term estimate for planning. You can run several scenarios to compare low, medium, and high returns.
Does it include taxes or fees?
No. Taxes, fund fees, platform fees, and inflation can reduce real-world returns.
Last updated: 2026-07-12